Business insurance

The ‘ready for anything’ business insurance.

At Masbro, we understand that every business faces its own unique challenges. Since 1985, we’ve been providing Gibraltar’s businesses with tailored insurance solutions that offer peace of mind and security, allowing you to focus on what matters most – running your business.

From property damage to legal liabilities, we offer comprehensive coverage to safeguard your business from the unexpected.

At Masbro, we understand that every business faces its own unique challenges. Since 1985, we’ve been providing Gibraltar’s businesses with tailored insurance solutions that offer peace of mind and security, allowing you to focus on what matters most – running your business.

From property damage to legal liabilities, we offer comprehensive coverage to safeguard your business from the unexpected.

Why Business Insurance is Essential

Running a business comes with its risks. Whether you own a small shop, an office, or a large commercial enterprise, having the right insurance in place ensures you are covered for a wide range of situations, from accidents to theft and damage.

Our business insurance options are designed to:
  • Cover property damage and equipment breakdowns
  • Protect against legal claims, including public liability
  • Ensure business continuity in case of unforeseen disruptions

What we offer

Tailored Cover For Your Business

Every business is different. That’s why we offer customised insurance packages that suit your specific needs. Whether you’re a Main Street retailer, a service provider, or a corporate office, we’ll work with you to ensure your insurance covers all the critical aspects of your operation.

Property Insurance
Protects your physical assets, such as buildings, equipment, and stock.
Liability Insurance
Covers legal costs and claims for accidents or injuries that occur on your premises.
Business Interruption
Provides financial support if your business cannot operate due to an insured event, such as fire or flood.

Why Choose Masbro?

Trusted Expertise

With four decades of experience, Masbro is a reliable insurance broker in Gibraltar. Our knowledgeable advisors provide expert advice to help you select the best insurance options.

Tailored Insurance Solutions

We believe that one size doesn’t fit all. That’s why we work with you to find the right coverage for your specific needs. Whether you’re insuring your home, car, or business, we’ll help you choose the best options for peace of mind.

Competitive Rates

Insurance shouldn’t break the bank. We provide value-for-money insurance solutions that offer comprehensive coverage at competitive rates. Our team works hard to ensure you’re always getting the best deal.

Trusted Expertise

With four decades of experience, Masbro is a reliable insurance broker in Gibraltar. Our knowledgeable advisors provide expert advice to help you select the best insurance options.

Tailored Insurance Solutions

We believe that one size doesn’t fit all. That’s why we work with you to find the right coverage for your specific needs. Whether you’re insuring your home, car, or business, we’ll help you choose the best options for peace of mind.

Competitive Rates

Insurance shouldn’t break the bank. We provide value-for-money insurance solutions that offer comprehensive coverage at competitive rates. Our team works hard to ensure you’re always getting the best deal.

Commonly Solved Questions

What is business insurance, and why is it important for my company?

Business insurance provides protection for your company against risks like property damage, legal claims, and business interruptions. It ensures that you are financially protected from potential losses, allowing you to focus on running and growing your business.

What types of coverage are included in a business insurance policy?

Business insurance can include various types of coverage, such as property insurance (covering buildings, equipment, and stock), liability insurance (for claims from third parties), and business interruption insurance (providing financial support if your operations are halted due to an insured event).

Do I need business insurance if I run a small or home-based business?

Yes, regardless of the size or location of your business, you may still face risks like property damage, liability claims, or loss of income due to business interruption. Tailored business insurance policies can provide coverage specifically suited to small or home-based businesses.

How is business interruption insurance different from property insurance?

Property insurance covers the physical assets of your business, such as buildings and equipment, while business interruption insurance provides financial support for lost income if your business operations are halted due to an insured event, such as a fire or flood.

What is public liability insurance, and should I include it in my business insurance policy?

Public liability insurance covers claims made by members of the public for injury or damage that occurs on your business premises or as a result of your business operations. It is crucial if your business regularly interacts with customers or clients, both on and off your premises.

Can business insurance be customised to suit my specific needs?

Yes, at Masbro, we offer customised business insurance packages that can be tailored to your company’s unique risks. Whether you need additional coverage for specific liabilities, property, or business interruption, we will work with you to create a policy that fits your requirements.

What is employers' liability insurance, and is it mandatory?

Employers' liability insurance covers claims made by employees for injuries or illnesses sustained at work. In many industries, this type of insurance is legally required if you employ staff, and it ensures your business complies with regulations while protecting your workforce.

How do I make a business insurance claim with Masbro?

To make a business insurance claim, contact our team via phone or email as soon as possible. We will guide you through the claims process, helping you gather the necessary documentation and ensuring your claim is processed efficiently.

Discover the Masbro Difference

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