Motor Fleet Insurance

Keeping your business moving.

If your business relies on a fleet of vehicles, we understand how important it is to keep things running smoothly. Masbro’s commercial fleet insurance options give you the peace of mind to manage your operations without worrying about what might go wrong on the road.

We’ve been helping businesses in Gibraltar for 40 years, offering tailored fleet solutions that ensure you’re ready for anything.

If your business relies on a fleet of vehicles, we understand how important it is to keep things running smoothly. Masbro’s commercial fleet insurance options give you the peace of mind to manage your operations without worrying about what might go wrong on the road.

We’ve been helping businesses in Gibraltar for 40 years, offering tailored fleet solutions that ensure you’re ready for anything.

What we offer

Comprehensive Cover
Comprehensive cover is the best choice for businesses looking to minimise risk and protect their fleet from various incidents. Our comprehensive fleet insurance options ensure that your vehicles are covered in the event of an accident, theft, or damage. This level of cover takes care of both fleet damage and third-party claims, giving you full peace of mind. Whether a vehicle is damaged on the road or while parked, you can rely on us to provide the necessary financial support to repair or replace it.
Third-Party Liability
This cover is crucial for businesses to comply with legal requirements and manage the potential liabilities of operating a fleet of vehicles. This essential cover protects your business from the financial consequences of accidents where one of your vehicles causes injury or damage to third parties. If your drivers are involved in an accident that results in personal injury or property damage, our third-party liability cover ensures that the costs of compensation and legal fees are taken care of.
Vehicle Damage
This cover is essential if your fleet is critical to your daily operations. Optional vehicle damage cover protects your fleet against any physical damage due to accidents, vandalism, or weather-related events. This can include everything from minor dents to significant damage that renders a vehicle inoperable. Adding vehicle damage cover to your policy can ensure that the cost of repairs or replacements is covered, reducing the financial strain on your business.
Breakdown Assistance
Unexpected breakdowns can severely impact your business operations. Our optional breakdown assistance provides roadside support to get your vehicles back on the road as quickly as possible. Whether it’s a flat tyre, engine trouble, or a more serious mechanical failure, we’ll arrange for assistance to minimise downtime.

Why Choose Masbro?

Trusted Expertise

With four decades of experience, Masbro is a reliable insurance broker in Gibraltar. Our knowledgeable advisors provide expert advice to help you select the best insurance options.

Tailored Solutions

We offer policies to fit your journey, whether it’s a business trip, quick getaway or an extended adventure.

Competitive Rates

Insurance shouldn’t break the bank. We provide value-for-money insurance solutions that offer comprehensive coverage at competitive rates. Our team works hard to ensure you’re always getting the best deal.

Trusted Expertise

With four decades of experience, Masbro is a reliable insurance broker in Gibraltar. Our knowledgeable advisors provide expert advice to help you select the best insurance options.

Tailored Solutions

We offer policies to fit your journey, whether it’s a business trip, quick getaway or an extended adventure.

Competitive Rates

Insurance shouldn’t break the bank. We provide value-for-money insurance solutions that offer comprehensive coverage at competitive rates. Our team works hard to ensure you’re always getting the best deal.

Commonly Solved Questions

What types of vehicles can be included in a commercial fleet insurance policy?

Masbro’s commercial fleet insurance can cover a range of vehicles, including company cars, vans, lorries, delivery trucks, and specialist vehicles. You can insure multiple vehicles under one policy, simplifying your business’s insurance management.

Does fleet insurance cover drivers as well as vehicles?

Yes, fleet insurance covers both your vehicles and the authorised drivers operating them. It includes liability cover for drivers if they cause an accident or damage while driving one of your company vehicles.

What is the minimum number of vehicles required for fleet insurance?

Fleet insurance is typically available for businesses with two or more vehicles. There is no upper limit on the number of vehicles you can include in a policy, making it ideal for businesses of all sizes.

Can I add new vehicles to my fleet insurance during the policy term?

Yes, you can add new vehicles to your fleet insurance policy at any time during the policy term. Contact Masbro to update your policy as your fleet grows or changes.

Does fleet insurance cover personal use of company vehicles?

Fleet insurance generally covers vehicles for business use, but if your employees use company vehicles for personal purposes, you’ll need to specify this in your policy. We can tailor your policy to cover both business and personal use of fleet vehicles.

What does third-party liability cover in fleet insurance?

Third-party liability covers damage or injury caused to others by your fleet vehicles. This can include damage to other vehicles, property, or compensation claims from individuals injured in an accident involving one of your vehicles.

Can I include breakdown assistance in my fleet insurance policy?

Yes, breakdown assistance can be added to your fleet insurance policy, offering roadside support for your vehicles in case of mechanical issues or breakdowns. This helps minimise downtime and keeps your business running smoothly.

What should I do in the event of an accident involving one of my fleet vehicles?

If one of your fleet vehicles is involved in an accident, ensure the driver gathers all relevant details, including contact information from other parties involved, photos of the damage, and any witness statements. Report the incident to Masbro as soon as possible, and we’ll guide you through the claims process.

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