The ‘risk-ready’ construction insurance.
Construction projects are complex, and unexpected events can disrupt progress and cause costly delays, even with careful planning.
Contractors All Risk insurance provides the financial protection your project needs, covering a wide range of risks that could affect both the worksite and the construction process.
Every construction project is different, and that’s why we offer fully customised Contractors All Risk policies to meet the unique requirements of your site. Whether you’re working on a small renovation project or a large-scale development, our team will help you build the right coverage to protect your investment.
With four decades of experience, Masbro is Gibraltar’s trusted insurance broker, offering tailored Contractors All Risk insurance solutions backed by expert advice and support.
We know that no two projects are alike, so we tailor each policy to cover the specific risks faced by your site, ensuring you’re protected throughout the construction process.
Insurance shouldn’t break the bank. We provide value-for-money insurance solutions that offer comprehensive coverage at competitive rates. Our team works hard to ensure you’re always getting the best deal.
Contractors All Risk insurance covers a wide range of construction-related risks, including damage to the project under construction, theft of materials, third-party liability, and financial losses due to project delays caused by insured risks.
While Contractors All Risk insurance is not always legally required, it is highly recommended for contractors and property owners to protect against the significant financial risks associated with construction projects. Many project contracts may also require it to comply with legal or contractual obligations.
Contractors All Risk insurance is essential for contractors, subcontractors, and property developers involved in construction or renovation projects. It covers all parties with an insurable interest in the project, offering financial protection from the start of the project to completion.
While public liability insurance covers legal claims for injury or damage to third parties caused by your business operations, Contractors All Risk insurance specifically covers risks associated with the construction project itself, including damage to the works and materials, as well as third-party liability on-site.
Yes, our Contractors All Risk policies can be customised to include subcontractors working on your project. This ensures that everyone involved in the construction process is covered under the same policy, reducing the risk of gaps in coverage.
Contractors All Risk insurance covers your project from the commencement of works until completion. If there are delays or extensions to the project timeline, you can adjust your policy to ensure coverage is maintained throughout the entire construction period.
In the event of a claim, contact our team immediately via phone or email. We’ll guide you through the claims process, ensuring that your claim is handled quickly and efficiently to minimise disruption to your project.
Yes, many businesses choose to bundle Contractors All Risk insurance with other policies such as employer’s liability, public liability, or professional indemnity insurance. This provides comprehensive protection for all aspects of your operations and can often result in cost savings.
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