Be ready for every eventuality.
No matter the size or nature of your business, you could be at risk of claims for injury, damage, or negligence. General liability insurance provides the coverage you need to protect your business from these potential risks, ensuring you’re financially secure in the event of a claim.
Every business faces its own risks, so we offer customised liability insurance solutions. Whether you run a small shop, manage a large office, or oversee building projects, we’ll work with you to ensure your policy covers the necessary aspects of your business.
With four decades of experience, Masbro is Gibraltar’s trusted insurance broker, offering expert advice tailored to your business needs.
We offer policies to fit your journey, whether it’s a business trip, quick getaway or an extended adventure.
Insurance shouldn’t break the bank. We provide value-for-money insurance solutions that offer comprehensive coverage at competitive rates. Our team works hard to ensure you’re always getting the best deal.
General liability insurance covers your business against claims for bodily injury, property damage, and personal injury caused by your business operations. It's essential for any business that interacts with clients, customers, or the public to protect against legal claims and financial losses.
General liability insurance covers third-party claims for injuries, property damage, and legal costs. It may also include coverage for personal injury claims such as defamation, slander, or libel, as well as damage caused by your products or completed services.
While general liability insurance is not legally required for all businesses, it is highly recommended to protect against potential financial loss from claims. Certain industries, like construction or retail, may require it by contract or regulation.
General liability insurance does not cover employee injuries or illnesses. For that, you would need employer's liability insurance, which is designed to cover claims made by employees for work-related injuries or illnesses.
General liability insurance covers physical injuries or damage caused by your business, while professional indemnity insurance covers claims arising from errors or omissions in the professional services you provide. Depending on your business, you may need both types of coverage.
Yes, at Masbro, we tailor our general liability insurance policies to suit the specific needs of your business. Whether you need additional coverage for products, public liability, or employers' liability, we will work with you to build a policy that meets your requirements.
If a claim is made against your business, contact us as soon as possible. Our team will guide you through the claims process, gathering the necessary information and ensuring your claim is handled efficiently and effectively.
The cost of your insurance can be influenced by various factors, including the size of your business, industry risk, and claim history. To reduce costs, you can implement risk management strategies, maintain a good claims record, and discuss policy bundling options with us to find competitive rates.
We can ensure you get the right coverage.
Notify us of a new claim or discuss a new one.
Send us a general enquiry about our insurance options.