boat insurance

Worry-free time at sea.

We understand the freedom and joy of owning a boat.

Whether you’re cruising around Europa Pont or moored in the marina, our boat insurance options provide the peace of mind you need to enjoy your time on the water. We’ve been helping boat owners navigate the unpredictable for 40 years, offering coverage for everything from accidental damage to third-party liability.

We understand the freedom and joy of owning a boat.

Whether you’re cruising around Europa Pont or moored in the marina, our boat insurance options provide the peace of mind you need to enjoy your time on the water. We’ve been helping boat owners navigate the unpredictable for 40 years, offering coverage for everything from accidental damage to third-party liability.

Travel Insurance Options

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Choose From

What we offer

Here’s What We Can Provide
Comprehensive Cover

Comprehensive cover is the best choice for businesses looking to minimise risk and protect their fleet from various incidents. Our comprehensive fleet insurance options ensure that your vehicles are covered in the event of an accident, theft, or damage. This level of cover takes care of both fleet damage and third-party claims, giving you full peace of mind. Whether a vehicle is damaged on the road or while parked, you can rely on us to provide the necessary financial support to repair or replace it.

Third-Party Only

Cover for injury or damage caused to others while you’re out on the water.

Personal Accident

Be covered for personal accidents, providing financial support in case of accidental injury during your trip.

Salvage and Wreck Removal

Cover the removal costs if your boat is damaged beyond repair.

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Why Choose Masbro?

Four Decades of Experience

Born and raised in Gibraltar, our deep local roots and experience are a testament to our commitment to delivering reliable, comprehensive insurance options you can trust.

Clear, Simple Advice

Our team is here to ensure you understand your options and get the best cover for your needs.

Rewarding Loyalty

We offer competitive rates and additional benefits for consolidating your insurance policies with us.

Four Decades of Experience

Born and raised in Gibraltar, our deep local roots and experience are a testament to our commitment to delivering reliable, comprehensive insurance options you can trust.

Clear, Simple Advice

Our team is here to ensure you understand your options and get the best cover for your needs.

Rewarding Loyalty

We offer competitive rates and additional benefits for consolidating your insurance policies with us.

Commonly Solved Questions

What types of boats are covered under Masbro’s boat insurance policies?

Masbro offers insurance for various vessels, including yachts, sailboats, and motorboats. We do not sell insurance for jet skis. Each policy can be tailored to the specific risks associated with your type of vessel.

Does boat insurance cover me while I’m sailing internationally?

Yes, our boat insurance options can include international coverage. However, coverage limits may vary depending on your destination and the specific policy you choose. Discuss your sailing plans with our team to ensure you’re covered wherever you go.

What does third-party liability insurance for boats cover?

Third-party liability covers damage or injury you cause to other people or their property while using your boat. This can include damage to another vessel or injury to individuals involved in an accident with your boat.

Does boat insurance cover accidental damage while my boat is moored?

Yes, comprehensive boat insurance typically covers accidental damage to your boat while it’s moored, as well as during transit or storage. It’s important to clarify the conditions of your policy to ensure that all aspects of mooring are covered.

Is personal accident cover included in my boat insurance policy?

Personal accident cover is available as an optional add-on to your boat insurance policy. This provides compensation for personal injury to you or your passengers while onboard your vessel.

Can I insure my boat’s contents?

Yes, you can include cover for personal items and equipment stored on your boat. This could cover fishing gear, life jackets, electronic devices, and other valuables. Be sure to specify what items you want covered when setting up your policy.

How does salvage and wreck removal coverage work?

If your boat is severely damaged or sinks, salvage and wreck removal coverage helps cover the costs of removing your vessel from the water, preventing damage to other boats or the environment.

What should I do in the event of a claim?

In the event of an accident, theft, or damage, contact Masbro as soon as possible. Provide details of the incident, along with any supporting documentation, such as photos or witness statements. We’ll guide you through the claims process from start to finish.

Our Other Personal Insurance Options

Discover the Masbro Difference

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Take Out a New policy

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the right coverage.

Claims

Notify us of a new claim or discuss a new one.

General Requests

Send us a general enquiry about our insurance options.

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